Adult Day Care

Special places need special coverage. This program covers licensed facilities that provide social-type activities including arts and crafts, cards, movies, pool tables, etc. for adults.

About Our Agency

Focus Underwriters, LLC was established August 26, 2004, created by an experienced team of industry veterans. Our company's main strength lies in the quality of our people. You'll find that we have great people, great products and OUTSTANDING service. Call or e-mail us today!

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests
  • Errors and Omissions Coverag - Policy Limits
  • Sexual and Physical AbuseCoverage - Policy Limits up to $100,000 per Claim/$300,000 Aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Food Spoilage
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 09/26/2012