Personal Umbrella
This program will have you singing in the rain, providing $1 to 10 million limits for individuals and families.
Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181
About Our Agency
We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.
Coverage Available
- Primary or Excess
- Individuals and families
- $1 to $10 Million limits
Underlying Requirements
- Auto - $500/500/100 or $500,000 CSL (including motorcycles, snowmobiles and ATV's); $250/500/100 available for additional premium, subject to driver guidelines
- Personal Liability - $300,000 CPL
- Watercraft - $300,000 CSL, including personal watercraft, unless youthful operators - then $500,000 CSL required
- Vacant Land - $300,000 CSL (refer to company)
- All Rental Units - $300,000 CSL
- Motor Homes - $500,000 CSL or $250/500/100
Guidelines
- Underlying Carriers must have an AM Best Rating of B+V or better
- Must be written in the name of an individual and/or spouse. No corporate names
- Current MVRs required for all household drivers or any person having access to insured vehicles
- Complete and signed application required for all accounts (including occupation - if self employed please clarify)
Effective Date: 08/25/2008