Homeowners - High Value
Bring in valuable business with this program for one or two family homes. It is designed with a variety of coverage options for your insured. Dwellings, condominiums, and townhouses are eligible with values greater than $1,000,000.
Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181
About Our Agency
We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.
Coverages Available
- Homeowner Modified Coverage Form HO-8
- Homeowner Special Form HO-3
- Homeowner Condominium Form HO-6
- Extended replacement cost up to 125%
- Identity Fraud Expense-$15,000 in coverage
- Water Back-up and Sump Discharge or Overflow up to $25,000
Coverage Options
- Replacement Cost Coverage (Dwelling & Personal Property)
- Extended Liability for other owned properties
Guidelines (Additional state specific guidelines may apply):
- Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
- A complete, signed application is necessary to bind coverage
- All risks are subject to an inspection with photos
Effective Date: 05/16/2012