Excess Personal Umbrella
Be sure your clients are covered with our Excess Personal Umbrella policy. Limits from $1 to $10 million are available, as excess coverage over a personal umbrella policy through another carrier.
Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181
About Our Agency
We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.
Coverage Available
- Individuals
- $1 Million to $10 Million limits available
Underlying Requirements:
Personal Umbrella coverage of at least $1 million through another insurance carrier.
Guidelines
- Underlying Carriers must have an AM Best Rating of B+ or better
- "Named Insured" - policy must be written in the name of an individual and/or spouse. No corporate names
- Current MVRs required for all household drivers or any person having access to insured vehicles
- Complete and signed application required for all accounts (including occupation - if self-employed please clarify)
Effective Date: 09/23/2005