Dwelling - High Value
Take your business to new heights with this program for one to four family higher-valued residential dwellings. It is designed to give coverage options to the insured. Dwellings, condos, townhouses, seasonal/secondary, renovation and vacant dwellings are eligible for values greater than $1,000,000.
Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181
About Our Agency
We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.
Coverages Available
Dwelling Fire Basic Form DP-1
Dwelling Fire Special Form DP-3
Coverage Options
Property:
- V&MM coverage for DP-1
- Replacement Cost Coverage for dwelling only on DP 3
- Appurtenant Structures
- Loss of Use/Additional Living Expense
Liability:
- Personal Liability Limits up to $1,000,000 if owner occupied
Premises Liability Limits up to $1,000,000 - Medical Payments To Others
Limits up to $5,000
Residence Burglary:
- Limits up to $10,000 (owner or tenant package occupied dwellings)
Guidelines (Additional state specific guidelines may apply):
- Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
- A complete, signed application is necessary to bind coverage
- Inspections with photos are required for all dwellings
Effective Date: 01/16/2013