Artisan

Check out this handy program for contractors who specialize in one or more eligible trade operations. These artisans are usually performing work for hire/bid for building owners and general contractors.

Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181

About Our Agency

We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Electronic Data Liability

Available at no additional charge:

  • $5,000 Medical Payments Coverage
  • Additional Interests-Blanket Coverage when required by contract, written agreement, or written permit for ongoing operations
  • Primary and Noncontributory Wording-Applicable to additional insureds under CG 20 33
  • Waiver of Subrogation-Blanket Coverage included per prior written agreement
  • Per Project Aggregate

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Inland Marine
  • Accounts Receivable
  • Computer Equipment
  • Contractor's Equipment
  • Installation Floater
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 09/05/2012