Auto Service Risks

Shift your profits into high gear! This program provides Property, Liability, Crime and Inland Marine coverages for auto service risks on a monoline or package basis. The Auto Service Risks Market Segments Endorsements are optional.

Eligible risks include auto repair or service shops, quick lubrication services, roadside assistance, mobile repair/detailing, car washes, gasoline stations with service/repair shops, self-service gasoline stations, tire dealers, public parking garages and lots, and automobile storage.

Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181

About Our Agency

We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Hired and Non-Owned Auto Liability - Maximum $1,000,000 Per Occurrence Limit
  • Medical Payments Coverage - $5,000 Limit - Included

Deductible:

  • No deductible required, except on self-service car washes

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Auto Service Risks Market Segments Endorsements - Optional
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Inland Marine
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
  • Crime coverages available in optional Auto Service Risks Market Segments Endorsement
Effective Date: 07/19/2011