Exercise and Health Studio and Personal Trainer
Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/ massage parlors, dance studios, pilates, Tai Chi, yoga, physical therapists and swim instructors. Childcare for club members while on premises is included.
Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181
About Our Agency
We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
- Liquor Liability
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Blanket Additional Insured Endorsement
- Club members as additional insureds
- Errors and Omissions Coverage Part - Policy Limits
- Sexual and Physical Abuse
Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Business Personal Property
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 10/13/2011