Day Nursery or Preschool Program
Here's a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).
Call The Southern General Agency of Tennessee, Inc. at 1-888-909-0181
About Our Agency
We are a family-owned managing general agency with offices in Knoxville, TN and Memphis, TN. Our goal each day is to provide the Independent Agents of Tennessee a service-oriented outlet for their specialty insurance needs. Our focus is primarily on commercial property and casualty, personal lines, and commercial auto.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Additional Interests
- Errors and Omissions - Policy Limits
- Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Business Personal Property
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 10/13/2011