Adult Day Care
Special places need special coverage. This program covers licensed facilities that provide social-type activities including arts and crafts, cards, movies, pool tables, etc. for adults.
About Our Agency
Welcome to RIC, your small business specialist. California producers have been relying on RIC for solutions to their small risks for over 35 years. Because at RIC, small business is not an accommodation, it is our business. |
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Additional Interests
- Errors and Omissions Coverag - Policy Limits
- Sexual and Physical AbuseCoverage - Policy Limits up to $100,000 per Claim/$300,000 Aggregate (higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Food Spoilage
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 05/25/2010