Excess & Umbrella
Excess and umbrella liability written over qualifying primary carriers and limits.
About Our Agency
OGA is a wholesale General Agency and Surplus Lines Broker serving the specialty insurance needs of independent agents since 1951.
Commercial Umbrella Liability
- Limits up to $20,000,000
- Provides broad coverage with it's own coverage language, definitions and exclusions
- Provides coverage over primary liability coverages of general liability, auto liability, employers liability, liquor liability, garage liability and professional liability.
Commercial Excess Liability
- Limits up to $20,000,000
- Provides coverage over primary coverages such as monoline excess auto liability, general liability, professional liability, liquor liability and garage liability
- Excess Liability is following form. Coverage follows the terms, conditions, exclusions, definitions and endorsements of the primary policy.
Commercial Excess Umbrella Liability
- Limits up to $20,000,000
- Provides coverage over lead umbrella
- Excess Umbrella Liability is following form. Coverage follows the terms, conditions, exclusions, definitions and endorsements of the lead umbrella.
Effective Date: 09/07/2011