Target Personal Umbrella
Give your business a little star power with this program offering limits of $1 to $10 million for individuals such as celebrities, entertainers and professional athletes. Available on a primary or excess umbrella basis.
About Our Agency
OGA is a wholesale General Agency and Surplus Lines Broker serving the specialty insurance needs of independent agents since 1951.
Coverage Available
- Primary or Excess
- Primary $2-10 Million Limits available
- Excess $1-10 Million Limits available
- Underlying carriers must have a B+ or better A. M. Best rating
- Personal Injury (optional)
Underlying Requirements
Target Primary Personal Umbrella -
- CPL minimum $300,000
- Auto Liability $250/500/100 or $500 CSL (If driver 21 or under, $500,000 CSL)
- Watercraft $500/500/250 or $500 CSL
Target Excess Personal Umbrella -
- Underlying Personal Umbrella of at least $1 million through another insurance carrier.
Guidelines
- Underlying carriers must have an AM Best Rating of B+ or better
- Policy must be written in the name of an individual and/or spouse. No corporate names
- Current MVRs required for all household drivers or any person having access to insured vehicles
- Complete and signed application required for all accounts
Effective Date: 08/06/2008