Dwelling - Vacant
This program is filled with possibilities. It's designed for one to four family vacant or unoccupied dwellings, condos, and townhouses. It covers dwellings valued up to $1,000,000.
About Our Agency
OGA is a wholesale General Agency and Surplus Lines Broker serving the specialty insurance needs of independent agents since 1951.
Coverage One
Coverages Available:
- Dwelling Fire Basic Form
DP-1 - Dwelling Fire Comprehensive Form DP-3
Coverage Options
Property :
- V&MM is available
- Appurtenant Structures
Liability:
- Premises Liability Limits up to $1,000,000
- Medical Payments to Others up to $5,000
Guidelines (Additional state specific guidelines may apply):
- Policy term is 3 months to 12 months, renewals available
- Insurance to value is required to be 100% of ACV
- A complete, signed application is necessary to bind coverage
- Photos are required for all dwellings
- Inspections may be conducted on some dwellings
Effective Date: 01/16/2013