Artisan

Check out this handy program for contractors who specialize in one or more eligible trade operations. These artisans are usually performing work for hire/bid for building owners and general contractors.

About Our Agency

OGA is a wholesale General Agency and Surplus Lines Broker serving the specialty insurance needs of independent agents since 1951.

Underwriting Rules

Liability:

  • Subcontractors should provide a Certificate of Insurance naming insured as additional insured.

Prohibited Business

Liability:

  • Asbestos or hazardous waste removal
  • Maritime or USL&H exposures
  • Any past or present work involving EIFs (synthetic stucco) operations
  • Mold and spore treatment or removal contractors
  • Hired and/or Non-Owned Auto Coverage
Effective Date: 09/05/2012