Halfway House
A safe haven for new business - this program covers health care and social-service facilities offering voluntary outpatient and/or temporary-stay services.
About Our Agency
OGA is a wholesale General Agency and Surplus Lines Broker serving the specialty insurance needs of independent agents since 1951.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Errors and Omissions Coverage - Policy Limits
- Sexual and Physical Abuse
Coverage - $25,000 per claim/$50,000 Aggregate (higher optional limits available)
Deductible:
- Minimum $500 Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Business Personal Property
- Business Income
- Equipment Breakdown
- Food Spoilage
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 09/05/2012