Beauty/Barber Shop
Groom your business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.
About Our Agency
OGA is a wholesale General Agency and Surplus Lines Broker serving the specialty insurance needs of independent agents since 1951.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Operators who are independent contractors are included as additional insureds
- Errors and Omissions Coverage Part - Policy Limits
- Sexual and Physical Abuse Coverage - $50,000 per Claim/$100,000 Aggregate (higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Business Personal Property
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 05/29/2013