Exercise and Health Studio and Personal Trainer
Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/ massage parlors, dance studios, pilates, Tai Chi, yoga, physical therapists and swim instructors. Childcare for club members while on premises is included.
About Our Agency
The RPS Orange office specializes in Commercial Wholesale Brokerage for Property, Inland Marine and Casualty. Our brokers cumulatively have over 150 years of experience in the insurance arena.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
- Liquor Liability
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Blanket Additional Insured Endorsement
- Club members as additional insureds
- Errors and Omissions Coverage Part - Policy Limits
- Sexual and Physical Abuse
Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Business Personal Property
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 10/13/2011