Homeowners
Wipe your feet on the competition with this program designed for primary or secondary owner-occupied one or two family dwellings, condominiums and townhouses with values up to $1,000,000.
About Our Agency
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Small to Large Commercial
Personal Lines
Professional Liability
Contact your Hull & Co. representative today to discuss your next account and let us put our market knowledge & broad experience to work for you.
Coverages Available
- Homeowner Special Form HO-3
- Homeowner Modified Coverage Form HO-8
- Homeowner Unit-Owners (Condo) Form HO-6
- Homeowner Contents (Renters) Broad Form HO-4
- Extended replacement cost up to 125%
- Identity Fraud Expense-$15,000 in coverage
- Water Back-up and Sump Discharge or Overflow up to $25,000
Coverage Options
- Replacement Cost Coverage (Dwelling & Personal Property)
- Extended Liability for other owned properties
- In home business supplemental coverage(limited exposures)
- Inland Marine supplemental coverage (cameras, guns, fine arts, furs, jewelry, silver, musical instruments)
Guidelines
(Additional state specific guidelines may apply)
- Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
- A complete, signed application is necessary to bind coverage
- Photos required on all accounts
- Inspections required on most accounts
Effective Date: 08/31/2012