Homeowners - High Value
Bring in valuable business with this program for one or two family homes. It is designed with a variety of coverage options for your insured. Dwellings, condominiums, and townhouses are eligible with values greater than $1,000,000.
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Small to Large Commercial
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Contact your Hull & Co. representative today to discuss your next account and let us put our market knowledge & broad experience to work for you.
Underwriting Rules
May Effect Eligibility:
- Risks without Central Station Fire and Burglary alarms
Prohibited Business
- Dwellings with three or more mortgages
- Bankruptcy/Foreclosure/Repossession within the past three years
- Risks with any type of space heaters or wood, pellet, kerosene, or coal burning stoves as primary source of heat
- Home daycare with pool
- Risks with any domestic, guard, or vicious animals. Prohibited dog breeds include but are not limited to Chows, Pit Bulls (Staffordshire Terrier, Bull Terrier), Dobermans, Rottweillers and Wolf Hybrids
- Builders Risk/Course of Construction (refer to Dwelling Fire Program)
- Corporate-owned property (refer to Dwelling Fire Program)
- Farm or Ranch Properties (refer to Farm & Ranch Program)
- More than three losses within the past three years (refer to Dwelling Fire Program)
- Vacant or Unoccupied Properties (refer to Dwelling Fire Program)
Effective Date: 05/16/2012