Dwelling Fire
Don't get burned by missed opportunities. This program is for one to four family occupied dwellings. It is designed to give the insured coverage options. Dwellings, condos, and townhouses are eligible for values up to $1,000,000.
About Our Agency
Think
Small to Large Commercial
Personal Lines
Professional Liability
Contact your Hull & Co. representative today to discuss your next account and let us put our market knowledge & broad experience to work for you.
Coverages Available
- Dwelling Fire Basic Form DP-1
- Dwelling Fire Special Form DP-3
Coverage Options
Property:
- V&MM coverage for DP-1
- Replacement Cost Coverage for dwelling only on DP 3
- Appurtenant Structures
- Loss of Use/ Additional Living Expense
Liability:
- Personal Liability Limits up to $1,000,000 if owner occupied
- Premises Liability Limits up to $1,000,000
- Medical Payments To Others
Limits up to $5,000
Residence Burglary:
- Limits up to $10,000 (owner or tenant package occupied dwellings)
Guidelines (Additional state specific guidelines may apply):
- Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
- A complete, signed application is necessary to bind coverage
- Photos are required for all dwellings
- Inspections may be conducted on some dwellings
Effective Date: 03/19/2013