Auto Service Risks

Shift your profits into high gear! This program provides Property, Liability, Crime and Inland Marine coverages for auto service risks on a monoline or package basis. The Auto Service Risks Market Segments Endorsements are optional.

Eligible risks include auto repair or service shops, quick lubrication services, roadside assistance, mobile repair/detailing, car washes, gasoline stations with service/repair shops, self-service gasoline stations, tire dealers, public parking garages and lots, and automobile storage.

We have in-house binding authority on this class of business with several competitive carriers and can offer a Garage or General Liability coverage form to meet your needs. We can write small to large accounts, including higher risk exposures.

About Our Agency

Think HULL for all your Specialty needs!

  • Small to Large Commercial
  • Personal Lines
  • Professional Liability
  • Specialty Programs
  • Contact your Hull & Co. representative today to discuss your next account and let us put our market knowledge & broad experience to work for you.

    Underwriting Rules

    Auto Service Risks Market Segments Endorsements are optional and available as indicated:

    • MS AS 01 (or state equivalent) is available only when both General Liability and Property Coverage - Special Form are provided.
    • Loss or Damage to Customers' Autos is available in conjunction with General Liability Coverage on a monoline or package policy.
    • Loss or Damage to Lessors' Property is available in conjunction with Property Coverage - Special Form on a monoline or package policy.
    • Hired Auto and Non-Owned Auto Liability Coverage is available in conjunction with General Liability Coverage on a monoline or package policy. $1,000,000 maximum per occurrence limit.

    Prohibited Business

    • Leasing or renting of vehicles or equipment
    • Motorcycle manufacturing, assembly, fabrication or performance enhancement
    • Parking garages/lots other than self-park
    • Tire recapping/retreading or split rim work
    • Valet parking

    Effective Date: 07/19/2011