Auto Service Risks
Shift your profits into high gear! This program provides Property, Liability, Crime and Inland Marine coverages for auto service risks on a monoline or package basis. The Auto Service Risks Market Segments Endorsements are optional.
Eligible risks include auto repair or service shops, quick lubrication services, roadside assistance, mobile repair/detailing, car washes, gasoline stations with service/repair shops, self-service gasoline stations, tire dealers, public parking garages and lots, and automobile storage.
We have in-house binding authority on this class of business with several competitive carriers and can offer a Garage or General Liability coverage form to meet your needs. We can write small to large accounts, including higher risk exposures.
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Underwriting Rules
Auto Service Risks Market Segments Endorsements are optional and available as indicated:
- MS AS 01 (or state equivalent) is available only when both General Liability and Property Coverage - Special Form are provided.
- Loss or Damage to Customers' Autos is available in conjunction with General Liability Coverage on a monoline or package policy.
- Loss or Damage to Lessors' Property is available in conjunction with Property Coverage - Special Form on a monoline or package policy.
- Hired Auto and Non-Owned Auto Liability Coverage is available in conjunction with General Liability Coverage on a monoline or package policy. $1,000,000 maximum per occurrence limit.
Applications:
Prohibited Business
- Leasing or renting of vehicles or equipment
- Motorcycle manufacturing, assembly, fabrication or performance enhancement
- Parking garages/lots other than self-park
- Tire recapping/retreading or split rim work
- Valet parking