Exercise and Health Studio and Personal Trainer

Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/ massage parlors, dance studios, pilates, Tai Chi, yoga, physical therapists and swim instructors. Childcare for club members while on premises is included.

About Our Agency

Think HULL for all your Specialty needs!

  • Small to Large Commercial
  • Personal Lines
  • Professional Liability
  • Specialty Programs
  • Contact your Hull & Co. representative today to discuss your next account and let us put our market knowledge & broad experience to work for you.

    General Liability

    • Primary Limits up to $3,000,000 Occurrence/Aggregate
    • Hired and Non-owned Auto
    • Liquor Liability

    Included Coverages:

    • Medical Payments Coverage - $5,000 Limit
    • Blanket Additional Insured Endorsement
    • Club members as additional insureds
    • Errors and Omissions Coverage Part - Policy Limits
    • Sexual and Physical Abuse
      Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)

    Deductible:

    • No Deductible Required

    Property

    • Basic, Broad or Special Form
    • Replacement Cost or ACV
    • Building
    • Business Personal Property
    • Business Income
    • Equipment Breakdown
    • Accounts Receivable
    • Computer Equipment
    • Outside Signs
    • Valuable Papers
    • Food Spoilage

    Crime

    • Inside the Premises - Theft of Money and Securities
    • Inside the Premises - Robbery or Safe Burglary of Other Property
    • Outside the Premises
    Effective Date: 10/13/2011