Bar/Tavern

Many business opportunities are on-tap with this program, which is intended for bar/tavern exposures and restaurants with alcohol sales that are 30% or more of total gross sales.

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    General Liability

    • Primary Limits up to $3,000,000 Occurrence/Aggregate
    • Liquor Liability

    Included Coverages:

    • Assault and/or Battery Limited Liability Coverage - $25,000 Each Event/$50,000 Aggregate (except FL)
    • Medical Payments Coverage - $5,000 Limit
    • Additional Interests

    Deductible:

    • No Deductible Required

    Property

    • Basic, Broad or Special Form
    • Replacement Cost or ACV
    • Building
    • Business Personal Property
    • Business Income
    • Equipment Breakdown
    • Accounts Receivable
    • Computer Equipment
    • Outside Signs
    • Valuable Papers
    • Food Spoilage

    Crime

    • Inside the Premises - Theft of Money and Securities
    • Inside the Premises - Robbery or Safe Burglary of Other Property
    • Outside the Premises
    Effective Date: 05/04/2012