Dwelling - Seasonal / Secondary
Take advantage of this year-round business-booster! This program is for one to four family dwellings that are used seasonally or as a secondary residence by the owner or by a tenant. It is designed for dwellings, condos, and townhouses and covers dwellings and personal property with a total insured value of up to $1,000,000.
About Our Agency
Founded in 1984, CIU is comprised of an experienced team of insurance professionals to produce, underwrite and broker Excess and Surplus Lines Property and Casualty, Personal Lines, Professional Lines and Garage/Auto Insurance.
Coverages Available
- Dwelling Fire Basic Form DP-1
- Dwelling Fire Special Form DP-3 (available in some states)
Coverage Options
Property:
- V&MM available on DP-1
- Appurtenant Structures
Liability:
- Personal Liability Limits up to $1,000,000 if owner occupied
- Premises Liability Limits up to $1,000,000
- Medical Payments To Others
Limits up to $5,000
Guidelines (Additional state specific guidelines may apply):
- Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
- A complete, signed application is necessary to bind coverage
- Photos are required for all dwellings
- Inspections may be conducted on some dwellings
Effective Date: 06/27/2007