Vacant Building

Don't abandon your profits. Instead, use this program that covers vacant or unoccupied buildings with incidental renovation work.

About Our Agency

Founded in 1984, CIU is comprised of an experienced team of insurance professionals to produce, underwrite and broker Excess and Surplus Lines Property and Casualty, Personal Lines, Professional Lines and Garage/Auto Insurance.

Underwriting Rules

All Lines:

  • Property must be adequately secured, i.e., fully locked, boarded or guarded

Property:

  • Sprinklered buildings - verify the sprinkler system is maintained or shut off and drained. For buildings with active wet-pipe systems, the heating system must be maintained and warranted on the policy

Prohibited Business

Property:

  • Buildings condemned or scheduled for demolition

Liability:

  • Condominium or townhouse conversions
  • Unsecured buildings
  • Ground-up construction
Effective Date: 09/01/2010