Day Nursery or Preschool Program
Here's a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).
About Our Agency
Founded in 1984, CIU is comprised of an experienced team of insurance professionals to produce, underwrite and broker Excess and Surplus Lines Property and Casualty, Personal Lines, Professional Lines and Garage/Auto Insurance.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Additional Interests
- Errors and Omissions - Policy Limits
- Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 05/25/2010