Dwelling - Seasonal / Secondary
Take advantage of this year-round business-booster! This program is for one to four family dwellings that are used seasonally or as a secondary residence by the owner or by a tenant. It is designed for dwellings, condos, and townhouses and covers dwellings and personal property with a total insured value of up to $1,000,000.
About Our Agency
The Buschbach Agency was founded over 40 years ago by Jim and Joan Buschbach. Its name is synonymous with stability and growth. The Buschbach's are closely involved in the day to day operation of the agency, which remains at the same location, anchoring the corner of 95th and Central in Oak Lawn, Illinois.
Our mission is to satisfy the needs of our customers by providing products and services which are superior to others in the industry. With this in mind, Jim and Joan have carefully assembled a staff whose expertise is seldom matched.
Service
"Insurance is our product; Service is what we sell."
With expertise in each...
- Personal Lines - Homeowners, Tenant / Rental, Condos, Automobile, Motorcycle, Boats, Mobile Homes, Personal Umbrellas, Recreational Vehicles
- Business Insurance - Property, Liability, Worker's Compensation, Commercial Automobile, Garage Insurance, Commercial Trucking, Commercial Umbrellas, Excess Insurance
- Life, Accident & Health ?Business and Personal. Whole Life, Term Life, Group Policies and Individual Policies
- Specialty Coverage ? Professional Liability, Error and Omission Insurance, Mexican Travel Insurance, Commercial Bonds
Coverages Available
- Dwelling Fire Basic Form DP-1
- Dwelling Fire Special Form DP-3 (available in some states)
Coverage Options
Property:
- V&MM available on DP-1
- Appurtenant Structures
Liability:
- Personal Liability Limits up to $1,000,000 if owner occupied
- Premises Liability Limits up to $1,000,000
- Medical Payments To Others
Limits up to $5,000
Guidelines (Additional state specific guidelines may apply):
- Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
- A complete, signed application is necessary to bind coverage
- Photos are required for all dwellings
- Inspections may be conducted on some dwellings