Exercise and Health Studio and Personal Trainer
Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/ massage parlors, dance studios, pilates, Tai Chi, yoga, physical therapists and swim instructors. Childcare for club members while on premises is included.
About Our Agency
Bohrer-Croxdale & McAdoo writes primarily in Missouri, Kansas and Arkansas for approximately 750 retail agencies, offering an extensive line of commercial products, including Commercial Auto, Public Auto, a variety of Property and Casualty coverages and a sizeable book of Directors and Officers, Public Officials and Miscellaneous Professional Liability. Agency operation is highly automated, and agency affiliates include NAPSLO, AAMGA, Missouri Association of Insurance Agents, Surplus Lines Association of Missouri, Independent Insurance Agents of Kansas, Independent Insurance Agents of Arkansas, and Surplus Lines Association of Arkansas.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
- Liquor Liability
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Blanket Additional Insured Endorsement
- Club members as additional insureds
- Errors and Omissions Coverage Part - Policy Limits
- Sexual and Physical Abuse
Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Business Personal Property
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises
Effective Date: 05/30/2013